Net Income Calculator
2026 Tax Year · All 50 States
US Net Income Calculator
See your exact take-home pay after federal, state, Social Security & Medicare taxes — updated for 2026.
Your Income Details
$
Enter your annual gross income
401(k), Health Insurance, HSA…
$
$
$
$
Annual Take-Home Pay
—
From gross income of —
Effective Rate
—
Marginal Rate
—
Monthly Net
—
Bi-weekly Net
—
All Pay Periods
PeriodGrossNet (Take-Home)
—
kept
Annual Tax Breakdown
💡 Ways to Reduce Your Tax Bill
Estimates based on 2026 IRS tax brackets & standard deductions. FICA: Social Security 6.2% up to $176,100 wage base; Medicare 1.45% + 0.9% additional tax above $200,000 (single) or $250,000 (MFJ). State taxes use 2026 published rates. Pre-tax deductions reduce federal & state taxable income but not FICA (except HSA). Does not include local/city taxes, AMT, tax credits, or investment income. For professional tax advice, consult a CPA.
What is Net Income?
Net income is the amount of money left after subtracting expenses and taxes from total revenue.